“Allah has permitted trade and forbidden interest (riba).” — Qur’an 2:275

Qoonoot
AI-powered, Sharia-compliant investing

Build wealth through ethical real estate investing.

Invest from as little as $100 in professionally vetted, income-generating real estate through an AI-powered platform designed with transparency, accessibility, and ethical investing principles at its core.

Early access. No commitment. Help shape the platform.

A modern, professionally vetted residential property in warm evening light

“It can sometimes be a better financial decision to rent than to own... I'm simply saying for the biggest financial purchase you will ever make, you better run the numbers.” — Ramit Sethi, author of I Will Teach You to Be Rich

“Rent where you live, and own where others live.” — Grant Cardone, real estate investor

“Money has no intrinsic value. It is only a medium of exchange. Wealth should be generated through trade and investment in real assets.” — Mufti Muhammad Taqi Usmani, former chairman of the AAOIFI Sharia standards council

“It can sometimes be a better financial decision to rent than to own... I'm simply saying for the biggest financial purchase you will ever make, you better run the numbers.” — Ramit Sethi, author of I Will Teach You to Be Rich

“Rent where you live, and own where others live.” — Grant Cardone, real estate investor

“Money has no intrinsic value. It is only a medium of exchange. Wealth should be generated through trade and investment in real assets.” — Mufti Muhammad Taqi Usmani, former chairman of the AAOIFI Sharia standards council

“It can sometimes be a better financial decision to rent than to own... I'm simply saying for the biggest financial purchase you will ever make, you better run the numbers.” — Ramit Sethi, author of I Will Teach You to Be Rich

“Rent where you live, and own where others live.” — Grant Cardone, real estate investor

“Money has no intrinsic value. It is only a medium of exchange. Wealth should be generated through trade and investment in real assets.” — Mufti Muhammad Taqi Usmani, former chairman of the AAOIFI Sharia standards council

Trusted by design

Sharia-compliant

Every opportunity is structured to meet ethical, interest-free investment principles.

Professionally vetted

Income-generating properties are screened by experts before they reach you.

Radically transparent

Clear ownership, clear fees, clear performance — no hidden mechanics.

Institutional-grade security

Your data and assets are protected with bank-level security standards.

The workflow

Investing, from first look to first return

A guided, four-step journey designed to make ethical real estate ownership feel effortless.

  1. 01

    Discover vetted properties

    Browse income-generating real estate screened by our team and analyzed with AI-powered property intelligence.

  2. 02

    Invest fractionally

    Buy a fraction of a property that fits your budget — starting small, with no interest-based financing.

  3. 03

    Own transparently

    Hold verifiable digital ownership of your share, with clear records of value, income, and fees.

  4. 04

    Earn and grow

    Receive your share of rental income and track performance from a single, secure dashboard.

Qoonoot product overview: a six-step journey from user onboarding and verification, creating a secure investment account, browsing investment opportunities, the AI-assisted investment intelligence engine with a Trust Score, investing to receive fractional ownership, to a portfolio and income dashboard — alongside the detailed property onboarding process, the economic-story flywheel, differentiators versus traditional real estate, an A+ Trust Score (98/100, low risk profile), the Qoonoot revenue model, and future asset classes such as Sukuk, infrastructure, renewable energy, and agriculture.
The complete Qoonoot journey at a glance. Tap the image to view full detail.

How Qoonoot works

The full investment lifecycle

From a property owner's first submission to capital returned in your account — here is exactly what happens at each stage.

  1. Step 1

    Property owner lists

    A vetted property owner or developer submits an income-generating property to Qoonoot.

  2. Step 2

    Qoonoot due diligence

    Independent legal, financial, valuation, and Sharia reviews — supported by AI document analysis — produce a Trust Score™.

  3. Step 3

    Investment opportunity

    Approved properties are published to the marketplace with full financials, documents, and risk disclosures.

  4. Step 4

    Investors invest

    Investors purchase fractional shares from as little as $100 and receive transparent digital ownership.

  5. Step 5

    Rental distribution

    Net rental income is distributed to investors in proportion to their ownership share.

  6. Step 6

    Property exit

    At the end of the hold period the property is sold, subject to market conditions and approvals.

  7. Step 7

    Capital returned

    Sale proceeds — including any appreciation, net of fees — are returned to investors.

Figures and outcomes shown across Qoonoot are illustrative examples only and do not constitute investment advice or a guarantee of future returns. Investments involve risk and the value of investments may go up or down.

Try it yourself

Investment simulator

See how a fractional investment could grow over a 5-year hold — earning rental income along the way, then sharing in the proceeds when the property is sold.

Illustrative example only — not a real investment opportunity, projection, or guarantee.

How do you want to invest?

$500

$100$10,000

A single $500 investment, held for 5 years.

Example property

Your 5-year journey

You would own 5 units — about 0.049% of this example property.

  1. You invest $500

    Total contributed over 5 years: $500

    -$500
  2. You earn rental income for 5 years

    Your share of net rent, after the annual management fee*

    +$120
  3. The property is sold after 5 years

    Your net share is $587 — after a sale fee, including $97 of value growth*

    +$587

Total you could receive after 5 years*

$707

Illustrative profit

+$207

Rental income: $120Value growth: $97Estimated fees: −$46
Overall halal / ethical return per year, after costs*
~7.2%

Annualized (IRR) across the full 5-year hold, after estimated costs — a 2% entry fee, 1% annual management fee, and 1.5% sale fee.

As Qoonoot grows, up to 5% of company annual profits fund community projects — in this example that would direct about $10 worth of impact from profits like these.

Ready to help shape the future of ethical investing?

Join the waitlist

*All figures are hypothetical and for illustration only. This example assumes a fixed 5-year hold, a set rental yield, steady value growth with a sale at the end, and estimated platform costs (a 2% entry fee, a 1% annual management fee, and a 1.5% sale fee) — real investments and actual fees do not work this cleanly. Actual ownership, rental distributions, property values, sale outcomes, fees, and community contributions depend on individual property performance, market conditions, applicable regulations, and other factors, and are not guaranteed. Property values can fall as well as rise. Nothing here is investment advice or an offer to invest.

Why Qoonoot

Built for investors who won't compromise their values

Everything you need to invest in real estate with confidence, clarity, and conscience.

AI property intelligence

Data-driven insights help surface quality, income-generating opportunities and flag risk.

Fractional access

Start with a small amount and build a diversified real estate portfolio over time.

Ethical by principle

Interest-free, asset-backed, and Sharia-compliant structures at the core of every deal.

Portfolio management

A single dashboard to track ownership, income, and performance in real time.

Digital ownership

Transparent, verifiable records of your share — secure and always accessible.

Community-first

A commitment to shared prosperity and positive impact in the communities we invest in.

Why trust Qoonoot

Six layers of review behind every property

Trust isn't a slogan — it's a process. Before a property ever reaches you, it passes through independent human expertise and AI-assisted analysis.

Independent legal review

Every property undergoes independent legal review to confirm clear title, ownership structure, and compliance.

Financial review

Financials, cash flows, and projections are examined so the numbers behind each opportunity hold up.

Independent valuation

Third-party valuations establish a fair, defensible market value — not a number we set ourselves.

Sharia review

Qualified scholars review each structure for Sharia compliance, with a certificate (Fatwa) where applicable.

AI document analysis

AI reviews documentation at scale to surface inconsistencies and risk factors for expert follow-up.

Trust Score™

Each property receives a transparent Trust Score™ summarizing the results of our multi-layer review.

How Qoonoot makes money

A transparent, aligned revenue model

We believe you should always know how the platform earns. Qoonoot is interest-free — our revenue comes from clear service fees, never from lending against your investment.

At listing

Property onboarding fee

A one-time fee paid when a property is successfully vetted and listed on the marketplace.

At funding

Capital raising fee

A fee on capital successfully raised for a property once it is fully funded by investors.

Recurring

Annual platform fee

A small recurring management fee that covers ongoing administration, reporting, and platform operations.

At exit

Exit fee

A fee applied on the sale proceeds when a property is exited, where applicable.

Future

Premium analytics

Optional advanced insights and portfolio tools offered as a future value-added subscription.

Specific fee amounts will be disclosed clearly before you invest and may vary by property and jurisdiction. Figures shown elsewhere on this site are illustrative only and not a guarantee of future returns.

Learn the essentials

Ethical investing, clearly explained

We believe informed investors make better decisions. Here are the fundamentals behind how Qoonoot works.

Frequently asked

Your questions, answered

The things investors ask us most — about ethics, ownership, income, and risk.

Community impact

Wealth creation that lifts communities

Our mission is to democratize wealth creation. We're building Qoonoot so that ethical returns and community impact grow together — not at each other's expense.

  • Shared prosperity

    Democratizing access to wealth-building opportunities historically reserved for the few.

  • Fair by design

    Ethical structures that align investor, platform, and community interests.

  • Positive impact

    Investing in real assets that strengthen and sustain local communities.

A thriving local neighborhood with shops, greenery, and community spaces

Help shape Qoonoot

Help Us Shape Qoonoot

We're building an AI-powered, Sharia-compliant investment platform for fractional real estate. Your feedback will help us create a platform that meets the needs of our future community.

How would you describe your investing experience?
Which types of investments do you currently own?Select all that apply
How much would you consider investing to start?
Would you be interested in investing regularly?
What interests you most?Select all that apply
How important is Sharia compliance to you?
What is your biggest concern about investing through a platform like Qoonoot?Select up to three
Which features would be most valuable to you?Select up to three
Qoonoot plans to allocate up to 5% of company annual profits (once profitable) to community projects. Which initiatives matter most to you?Select up to three
What is the biggest challenge preventing you from investing in real estate today?Short answer
What would make you trust Qoonoot enough to invest?Short answer
Would you like to join our Founding Community?

Share your email to join the Qoonoot Founding Community waitlist — submitting this survey secures your spot, no separate sign-up needed.

Join the waitlist

Be first to access Qoonoot when we launch. Your early feedback will help shape the platform.

We'll only use your details to contact you about Qoonoot.